It pays to shop around ...
Today I renewed our house buildings and contents insurance with
Churchill online, at a bargain price of £79 … this is for fairly
basic insurance cover (and with a £200 excess on any claims), but
even so, the sums insured are well above what we actually need.
Churchill is currently offering a 50% reduction in premiums to new
online customers (who haven’t made a claim in the last 5 years).
Last year’s quote from Churchill was £155, but I chose to stay
with our usual insurers, X**, who matched this quote (when I
asked if they could do so, over the phone).
This year’s renewal premium from X was £556.
I phoned a sales consultant at X, to see if he could match
Churchill’s quote, but he couldn’t do so this time.
The level of insurance cover on offer with X was much higher,
but we’re satisfied with the cover we’ve got with Churchill.
I did try out one of the online comparison websites, but after
spending ages answering page after page of questions, it
didn’t give me any price comparisons there and then, but
said that these would be emailed to me. So I went straight
to the Churchill website, which was much simpler to use.
So, I’ve saved us nearly £480, just by shopping around on the
internet for an hour or two.
** name withheld to avoid possible litigation.
